What is the process for changing my payment method on my progressive car insurance policy in durham?

You can change your payment method with Progressive by logging in to the Progressive app and accessing the payments section. There you can edit your payment information, as well as make a payment or adjust scheduled payments. If you decide not to pay your insurance premium with a credit card, you can usually pay online with a debit card, which is like paying by check, but faster. Other online payment methods, depending on your insurer and your situation, include PayPal, electronic fund transfer (EFT), online checks and text messages.

And of course, you can always make your payments over the phone. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Yes, you can generally pay for your car insurance with a credit card, and by doing so, you can get certain benefits, such as cash refunds or other credit card benefits. Many insurance companies offer a discount on car insurance by paying for the entire policy in advance or through an automatic payment, and using a credit card might allow you to do so.

Due to the prevalence of insurance applications and e-commerce, paying for insurance with a credit card is commonplace. Kara McGinley was a senior editor and licensed home insurance expert at Policygenius, where she specialized in homeowners and renters insurance. But if you haven't made your car insurance payments for too long and you've let your car insurance policy expire, the process is more complicated than simply catching up on late payments. Nearly all major insurance providers now allow you to pay your insurance premium by credit card, debit card, electronic check, or electronic fund transfer (EFT), all of which can offer the benefit of automation.

One of the main advantages of paying for car insurance with a credit card is the flexibility it provides. You must reinstate your car insurance policy with the same insurance company you purchased it with; you cannot transfer the same car insurance policy between companies. Having a policy cancellation in your insurance history can indicate that you are a high-risk car driver and that can mean higher-than-average premiums. Stephanie Nieves was an editor and insurance expert at Policygenius, where she covered home and auto insurance.

The best way to pay your premium is the method that keeps you on track so you don't lose your car insurance coverage. When your car insurance policy is canceled, the cancellation usually stays on your record for five years or more. This means that your insurance history will show a lapse in coverage, which may mean higher insurance rates in the future. If you have good credit and can pay your credit card bill in full every month, paying your car insurance premium with a credit card can be a simple and automatic option with additional benefits.