Check if your current company offers car insurance in your new state of residence. If they don't, ask your friends which insurance company they recommend for your new area. It's best to let your insurance company know when you plan to move. Once you know the date of your move and your new address, notify your insurer immediately.
If you suddenly need to move, it's okay to let us know as soon as possible so that you have the right coverage. If you're moving and want a new policy with us, request an auto insurance quote online or call 1-866-749-7436 and share your new address. After you pay the amount of the car's deductible, your insurer will cover the remaining cost to repair or replace your vehicle. You may be able to suspend some or all of your car insurance if you're going to be off the road for an extended period of time, depending on the state and the insurer.
This month, those of us who followed the Progressive Insurance story and the Fisher family got one. You may have to change car insurance companies when you move to another state if your current provider doesn't sell insurance in the state you're moving to. You'll likely be asked to maintain a minimum level of comprehensive auto insurance coverage and car collision coverage, in addition to the state-mandated liability coverage, even if you don't drive your car. You can opt for a higher car insurance deductible because you're betting against having an accident, but if you've had accidents in the past and drive often on higher-traffic roads, you're more likely to file a claim and pay a deductible.
A low deductible means a higher insurance rate, while a high deductible means a lower insurance rate. Once your insurance is in order, contact your state's BMV or DMV to verify that your car registration is still valid and send all the necessary documentation with your updated insurance details. If you plan to take your car off the roads for some time and don't have a lease or loan, you can suspend some car insurance coverages to save money, without completely canceling your policy. Once you're ready to get your car back on the road, contact your insurance company to request the reinstatement of your coverages or policies.
Next, contact your insurance company to temporarily suspend all or part of your insurance coverage for the period you are not going to drive. You can change insurers at any time, even if you just renewed your policy with another insurance company. If you keep your car for an extended period of time, suspending car insurance could save you money. Don't take your car out of the warehouse until all of this has been resolved; if you're caught driving without proper insurance coverage or without a valid registration, you could be fined.
If you have enough savings to pay a higher car insurance deductible in the event of an accident, opting for a higher deductible will mean a lower premium.