Progressive Insurance accepts auto policy cancellations by phone, in person, and by mail. In some states, you also have the option to cancel online. 1.The easiest way to cancel your Progressive car insurance policy is to call the company. Increases in auto insurance rates are often related to increases in the policyholder's insurance risk.
Having a policy cancellation in your insurance history can indicate that you are a high-risk car driver and that can mean higher-than-average premiums. This is important because you don't want your car insurance coverage to be interrupted if you're still planning to own and drive the same vehicle. If you're a Progressive car insurance customer, knowing how to cancel your insurance policy with Progressive is an important part of understanding an auto insurance policy. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company.
This could provide you with the information you need to negotiate a lower price with Progressive and not have to change car insurance companies at all. Car insurance premiums can be high, but the typical cost of having to pay for damages or medical bills due to a car accident could be much higher. Progressive generally doesn't allow you to cancel your car policy online, which means you have to contact Progressive on the phone and talk to a customer service agent. If you're a new customer of Progressive, your auto insurance premium will increase after the first 6-month policy period if you file a claim or if traffic violations are added to your driving record during that time.
If you are sure to cancel your Progressive policy, you should already have another policy with your new insurer before you cancel with Progressive. To keep your car insurance policy in force, you must pay your car insurance premium on a monthly, semi-annual, or annual basis. When your car insurance policy is canceled, the cancellation usually stays on your record for five years or more. Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer.
The rules on reinstatement vary from insurance company to insurance company and sometimes from state to state. This is something to keep in mind when changing your car insurance policy, as getting better rates on one policy may not compensate for the possible loss of a discount for several policies. It could also increase your insurance rate, as insurance providers might consider it a greater risk.