Insurers will generally reimburse you for the unused portion of your policy, assuming you paid in advance. However, depending on your state and the time of cancellation, your insurer may charge a cancellation fee. Learn how to get a refund on car insurance. Insurers can cancel policies or choose not to renew them at the end of the policy term.
Non-renewal may occur after several accidents or after filing too many claims. At the same time, more immediate cancellations can be due to serious problems, such as loss of driving privileges or insurance fraud. Fortunately, many insurers are still accepting customers whose policy has been canceled or not renewed, but be prepared to pay a higher rate. The most reliable method is to call the main customer service number at 888-671-4405 to request cancellation.
Progressive agents serve that number 24 hours a day, seven days a week. 2 To cancel your policy, you'll need your name, policy number, date of birth and Social Security number, as well as the date you want to cancel the policy. You can end your coverage the same day you call, but we recommend that you wait until your policy expires. That way, there's no chance that Progressive will charge you a cancellation fee.
If you're thinking about stopping using Progressive, call 888-671-4405 now to find out if you're subject to a reduced rate, surcharge, or cancellation fee. If so, ask the agent to indicate the language of the cancellation fee in your car policy documentation. Read that documentation to confirm that the agent's response was correct. In addition, having a lapse in auto insurance coverage between policies can mean more difficulty getting a new policy and higher rates when you do.
This will show that the car is no longer in your name and that you are not legally required to have insurance. For example, if a prospective buyer takes the car to a test drive and damages it, your insurance can help pay for the damage. Keep in mind that if you move to another state, you won't have to change insurers unless your insurance company doesn't offer coverage in that state. But that doesn't mean they fire customers for any reason: if you practice safe driving habits and pay your premium on time, the chances of losing your car insurance are slim.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. The amount you must pay to cancel Progressive insurance coverage depends on a few factors, such as the state laws where you live, how far along the term of the policy is, and how often you pay your premium. You could be held legally and financially responsible for any accident involving your car while you're selling it, which means that it's in your best interest to maintain your insurance. The most common reasons why auto insurance isn't renewed vary by state and insurer and include multiple accidents and too many insurance claims.
If you're a new customer of Progressive, you'll see your car insurance premium increase after the first 6-month policy period if you file a claim or if traffic violations are added to your driving record during that time. Keep your costs low and ongoing coverage by following these five steps when canceling your car insurance in Progressive. If you're buying a new car, you can contact your insurance company to add your new car to your current car insurance policy. To cancel a Progressive insurance policy, call (86) 416-2003 to speak with a customer service representative and make arrangements for the cancellation to take effect immediately or at a future date.
Stopping using Progressive Insurance midway through the term of your auto policy could result in a cancellation fee. Progressive charges a cancellation fee of 10% of the premium or a fixed rate in some states, although customers in other states don't have to pay a fee to cancel their auto insurance coverage in the middle of the policy. There's no need to cancel your car insurance after selling a car if you're driving a different vehicle. .