You may have to change car insurance companies when you move to another state if your current provider doesn't sell insurance in the state you're moving to. If you stay in the same state, you won't have to change insurance companies. If you're moving to another state, check with your car insurance provider to make sure they offer coverage in your new state. Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer.
While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer. If you decide to change your car insurance company, make sure there is no interruption in your coverage and remember to cancel your old policy. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. Some common high-risk insurance factors may include adding a teen driver to your policy or insuring someone for driving violations, such as a fine or driving under the influence of alcohol. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge. If you plan to cancel your current car insurance policy, make sure that your new insurance policy is already in effect.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Auto insurance companies often offer a grace period for late car insurance payments, so a payment that's late by a few days shouldn't be a problem. If you've been looking for prices and would like to switch your car insurance to a new company, you can usually do it quite easily. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates.
South Carolina auto insurance laws require drivers to meet the minimum liability insurance requirements.