If you're moving and want a new policy with us, request an auto insurance quote online or call 1-866-749-7436 and share your new address. A Progressive car insurance policy won't benefit you if you move to another state, but if you move somewhere within the same state where you currently live, you can keep your insurance policy (just let Progressive know). Although Progressive car insurance is available in all 50 states and in Washington, DC. That's because the state in which you store your vehicle is one of the most important factors in determining your car insurance rate, and each state has different laws and coverage requirements for car insurance.
The details specific to your new zip code will help determine the change in your premium. Progressive requests that customers planning to move to a new state receive an updated insurance quote as soon as possible. To do this, they must log in to their online account or call customer service at 866 749 7436 to speak to a representative. Progressive may ask you to verify your address to confirm your zip code with a copy of your new license, W 2, or utility bill, but you'll keep your Progressive loyalty rewards no matter where you move.
Your Progressive car policy will cover you in all 50 states (and Canada) if you're traveling for the short term, but if you have another home in another state and keep a vehicle there, you'll need to have a separate car insurance policy for that address from another state if you want to use that car. Keep in mind that if you cancel an insurance policy for a car that you are not going to use for a while, it will not be protected against damage caused by natural phenomena, acts of vandalism or theft. If you're a “snowbird” (someone who spends their time in one place during the fall and winter months and another during spring and summer) or you travel frequently, Progressive offers a “snowbird” exception. This exception allows those traveling with their vehicle to maintain a single car insurance policy, for the state in which they are currently in.
As long as the vehicle stays with you, you can get a new policy every time you spend significant time in another state, and the old one will be canceled. Most states allow members of the armed forces to keep their car registration and insurance in the state where they maintain their legal residence. However, the residency laws of the states vary, so you should check your particular situation with your insurance company each time they forward you. Also keep in mind that if you own a vehicle that stays in your secondary home year-round, you must insure it in that state.
States where the car's license and registration don't have to match In all the remaining states, however, it's a little more complicated. If you are moving permanently to one of the remaining states, you must obtain a new driver's license and a new license plate for your car. Therefore, your license and registration must match each other. You'll pay a registration fee for your car, as well as state taxes.
You will later receive your new license plate (s), proof of registration and registration stickers in the mail. Can you stay on your parents' car insurance if you move? If you're moving for school and your parents continue to help you pay for housing, food, tuition and other living expenses while you're away, the insurance company will continue to consider you a dependent member of the household. Even if you move to another state and take one of the family's cars with you, you shouldn't have a problem complying with your parents' policy, as long as your family's home appears as your permanent address. When you get your own home and indicate your new address as a permanent residence, you'll need to have your own policy.
Can you continue with your parents' car insurance after marriage? No, you'll need to get a new insurance policy from your spouse. Even if you're still living at home with your parents after marriage, the insurance company will almost certainly require you to have a separate policy with your spouse. However, all licensed family members must be listed as drivers on each other's policies. If you live with your parents after marriage, it will still be assumed that you have regular access to their cars.
Will my car insurance cover me in another state? Enter your mobile phone number and we'll send you a link to install the WalletHub app. You may have to change car insurance companies when you move out of state if your current provider doesn't sell insurance in the state you're moving to. Like an out-of-state move, an in-state move will affect your auto insurance rate, although the change may be less than an out-of-state move. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy.
However, keep in mind that if Florida is your secondary state, your insurance policy, no matter where you buy it, must include Florida's minimum mandatory insurance coverage. Your car insurance could increase or decrease depending on several factors, including the claim history of your new area. The website of the Department of Motor Vehicles in your new state will contain all the legal requirements for insurance and vehicle registration. When you move from another state, you'll need a new car insurance policy, even if you can stay with the same insurance company.
You can stay on your parents' car insurance indefinitely as long as you're still living with them or going to school full time. .
