The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way. The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. At Herring & Bickers Insurance Agency, we pride ourselves on helping our customers find the coverage they need at an affordable price.
That's why we trust Progressive Insurance to provide our customers with the professional level of service they deserve. Yes, you can show proof of insurance on your phone at the DMV or BMV in every state that accepts proof of digital insurance. Even if your car is paid for, you should consider having comprehensive and collision coverage if your car is new to avoid paying an expensive repair bill. Since most insurers offer a grace period to update your policy with your new vehicle, your dealer will usually only need proof of insurance before giving you the keys.
While it's always good to have paper copies available as a backup, you can rest easy knowing that your digital insurance card is sufficient in case you need to show proof of insurance. Keep in mind that you could lose your e-discount if you choose to receive your car insurance card in the mail. With the above information in hand, you can start buying car insurance online, over the phone, or through an agent. If you're currently insured with another insurance company, you can simply start a new policy with your new car.
You may need to present proof of insurance to your landlord, mortgage lender, or condo association, but you usually won't need an insurance card for property insurance policies. If you don't have physical damage coverage and your new car is stolen, wrecked, or damaged in an accident because of you, you won't receive money from your insurance company. For example, Progressive allows 30 days, which means that if you file a claim within that period, your new car will continue to be covered in the same way as your old vehicle. While not all insurers offer digital insurance cards, legalizing them by state usually means that if you have one, you don't have to worry about carrying a piece of paper in your wallet or glove compartment.
With most insurance companies, you'll be able to get proof of car insurance immediately after buying a policy.
