Finding the right car insurance in North Carolina is easy. Learn about the minimum insurance your state requires, the optional coverages you should consider, and more. The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way.
The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. While it's always good to have paper copies available as a backup, you can rest easy knowing that your digital insurance card is sufficient in case you need to show proof of insurance. When comparing Progressive and Geico, Progressive offers more insurance coverage options and add-ons, and Geico offers more affordable rates on average. You may need to present proof of insurance to your landlord, mortgage lender, or condo association, but you usually won't need an insurance card for property insurance policies.
This number of complaints may seem high, but it represents a small fraction of customers when you consider that Geico is the second-largest auto insurance provider in the U.S. UU. In addition, most insurance companies allow you to get proof of car insurance immediately after purchasing a policy. Learn more about North Carolina's car insurance requirements and some optional coverages, and then learn how to easily get a North Carolina car insurance quote through Progressive.
However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. The only way to find out which provider will be most affordable for you is to request car insurance quotes from both of them. On the other hand, Progressive has great options for high-risk drivers and more widely available use-based insurance. Both Geico and Progressive are reputable insurers with a positive reputation in the industry, but which one is best for you depends on your situation.
It's a good idea to go to both companies for car insurance quotes when you buy insurance, and an even smarter idea to compare more providers. While not all insurers offer digital insurance cards, legalizing them by state usually means that if you have one, you don't have to worry about carrying a piece of paper in your wallet or glove compartment.