The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way. The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. To add a car to your policy, you can update your policy online or call your insurance company.
Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Keep in mind that some insurers may limit the number of vehicles that can be included in a policy. Do you want to learn more about your state's laws and minimum car insurance requirements? Progressive has everything you need.
Find your state below to see what type of insurance you might need, what discounts are available, and more. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together.
By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being. You may need to present proof of insurance to your landlord, mortgage lender, or condo association, but you usually won't need an insurance card for property insurance policies. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for.
You can change insurers at any time, even if you just renewed your policy with another insurance company. With most insurance companies, you'll be able to get proof of car insurance immediately after buying a policy. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. Keep in mind that you could lose your e-discount if you choose to receive your car insurance card in the mail.
If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.