North Carolina motor vehicle law requires that motor liability coverage be maintained on an ongoing basis. Liability insurance protects drivers and their families against injuries and property damage caused by the negligence of other drivers who might have limited, minimal, or no liability insurance. To avoid penalties and fees, a person should not cancel their insurance until they have handed over their license plate to the N, C. A person who has established a permanent residence outside North Carolina should not rescind their North Carolina insurance policy until they have handed over their North Carolina license plate to the NCDMV.
Failure to do so could result in a civil penalty. If the license plate is lost or stolen, you must complete an MVR-18A form. NCDMV Customer Service (91) 715-7000 Send messages Postal Addresses Search for contact information for NCDOT employees, local offices and more. Some policy coverages are optional on the part of the insured.
Basic personal car insurance is mandatory in most of the U.S. UU. In North Carolina, liability coverage is required, along with coverage for uninsured motorists. Policies are generally issued for periods of six months or one year and can be renewable.
This coverage is very important if you are injured in an accident with a driver who doesn't have any insurance coverage or who doesn't have enough insurance coverage to fully compensate you for the injuries. Drivers who don't meet North Carolina's minimum auto insurance requirements will face penalties, fines, suspensions, or jail terms. North Carolina's liability insurance law is strictly enforced and insurance companies must notify N. Auto insurance protects you financially by paying the medical and repair bills for the other driver's car if you are found legally responsible for an accident.