A standalone policy is rarely the cheapest option for a young driver, but there may be some exceptions. For example, if you're driving a luxury vehicle or an expensive sports car and your teen isn't going to drive it, it might be cheaper for them to have a separate policy. Talk to your insurer to evaluate all your options. Even so, you should add your teen to your policy, since they live in your home.
However, if your teen has a different policy and isn't going to drive any of the vehicles included in your policy, they may be eligible to be excluded from your policy coverage. By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being. Although best known for driving innovation in the personal car market, Progressive also covers the risks of commercial cars and other personal lines, including homeowners insurance. Progressive was established on March 10, 1937, when Joseph Lewis and Jack Green created Progressive Mutual Insurance Company to provide safety and security for vehicle owners.
Getting car insurance for a young driver can be expensive due to their lack of driving experience, so a separate policy may not be the best option. Progressive was born on March 10, 1937, when Joseph Lewis and Jack Green created Progressive Mutual Insurance Company to provide safety and security to vehicle owners. Just a year later, consumers were able to purchase Progressive car insurance policies online in real time. That's why it's also important to know how much car insurance you need, so as not to jeopardize your personal assets in the event of an accident.
A teen driver must have car insurance in almost every state, so you can add it to your policy or insure it with a standalone policy. The main reason why car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident. If you add your teen driver to your car insurance policy, they'll benefit from the same protection as you. The Progressive Group of Insurance Companies (Progressive) is one of the most popular insurance brands in the U.S.
UU. Request a car insurance quote online or call 1-866-749-7436 and we'll ask you the right questions so that your teen has the right coverage. Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them. However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident.