Your state's insurance department or online consumer information sites can provide information about consumer complaints filed by the company to help you choose the right insurance company for your needs. Geico and Erie have the cheapest car insurance rates for young drivers in North Carolina, among the insurance companies analyzed. It can be difficult for parents to find cheap car insurance for teens when adding a teen driver to a policy in North Carolina. Get at least three quotes, both from different insurance companies and from different types of insurance companies, that is, those that sell through their own agents, those that sell through independent agents, and those that sell directly to consumers by phone, an application or the Internet.
Geico has the cheapest rates for older drivers in North Carolina, but there are other ways to save besides comparing prices to find the best car insurance for seniors. The companies evaluated for North Carolina were Allstate, Erie, Geico, North Carolina Farm Bureau, Penn National, Progressive and State Farm. An independent insurance agent has access to several insurance companies so that you provide your information once and you can get more than 10 competitive quotes from several companies, saving you a lot of time and money. What most North Carolinians don't know is that traditional insurance policies don't cover damage caused by floods.
North Carolina auto insurance companies must offer auto insurance discounts to drivers age 55 and older who complete an accident prevention course. Having adequate car insurance is smart and prudent, but it certainly increases driving costs. Insurance companies often offer many types of discounts, including price discounts for combining auto and home insurance, insuring more than one vehicle, and driving well. If you have bad credit, check Erie and Geico quotes to see if you can find a cheaper car insurance policy.
There are no guarantees, so do your homework and compare the costs to get a discount for several policies from a single insurer with buying your insurance separately from different companies. If you have a DUI on your record, check the Erie, North Carolina Farm Bureau and State Farm quotes.