Personal injury protection can cover up to 80% of medical and other expenses that result from a covered accident, depending on the limits of the policy. With personal injury coverage from Robbins Insurance Group, you'll have a policy that can help pay for your treatment and that of your family members in the event that someone is injured as a passenger or a pedestrian. The PIP is extended to help cover expenses beyond medical bills, such as lost wages or services and, in some cases, funeral costs. The PIP can also be extended to help with passenger bills.
In some situations, it can help pay your health insurance plan's deductible, as well as other out-of-pocket medical expenses that your health insurance doesn't cover. This category of protection generally requires your insurance company to pay for damage to your car caused by something other than a car accident (for example, a fire, theft, or vandalism). Your insurance company will pay for the reasonable medical expenses of anyone who rides in your car and who is injured in an accident. If your state isn't listed here or you're not sure about your state's auto insurance laws, talk to a licensed insurance agent or your current auto insurance provider.
The terms, definitions and explanations of insurance are for informational purposes only and do not replace or modify in any way the definitions and information contained in the individual pages of contracts, policies or insurance statements, which are decisive. If your state's auto insurance laws require PIP coverage, you'll have to meet the limits specified by the state. Consult your state's auto insurance laws to determine what coverage, if any, is needed when it comes to PIP, compared to personal injury protection, often called PIP insurance, is a type of car insurance coverage that can help cover your medical and other expenses that result from a car accident, regardless of who is at fault. The cost of PIP can increase if your insurance company requires you to cover all of the vehicles in your auto insurance policy instead of the specifically identified vehicles.