To learn more about the rates for your particular profile, you can check the average car insurance costs. While auto insurance rates typically vary by state, rates can also vary greatly within the state. Considering those ratings, it's no surprise that full-coverage premiums in Fayetteville tend to be more expensive than in other North Carolina cities. As is common in all states, young drivers in North Carolina pay substantially more for car insurance than other age groups.
Overall, car insurance in North Carolina is cheaper than the national average in terms of car insurance rates. Whether you were in a car accident, received a speeding ticket, or were convicted of driving under the influence of alcohol (DUI), you should expect your car insurance premiums to increase by hundreds or even thousands of dollars. The low rate of uninsured drivers in the state and the low incidence of vehicle thefts and natural disasters in North Carolina help keep rates low. By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than they did in their teens and 20s.
In some states, male drivers tend to have higher average rates than women, but North Carolina does not allow the use of gender as an insurance qualifying factor. While people in their 60s have cheaper car insurance rates than many other age groups on average, prices will start to increase as they age. North Carolina Bureau of Economic Analysis was the 23rd lowest cost state in the country, meaning 27 states are more expensive. MoneyGeek provides additional information about car insurance in North Carolina by answering some frequently asked questions.
Compared to the national average, car insurance rates in North Carolina are among the cheapest in the country. The amount you'll pay for car insurance in North Carolina depends on several factors, such as your age, driving history, and credit rating.