The table below shows the other auto insurance companies available that offer auto insurance in North Carolina, along with their average cost per month and their average annual cost. In some states, male drivers tend to have higher average rates than women, but North Carolina does not allow the use of gender as an insurance qualifying factor. Penalties for driving without insurance in North Carolina include fines and the suspension of your registration. North Carolina insurers can use your credit scores as the only reason to discount your premiums, so having good credit can help you save money.
Whether you were in a car accident, received a speeding ticket, or were convicted of driving under the influence of alcohol (DUI), you should expect your car insurance premiums to increase by hundreds or even thousands of dollars. The cheapest car insurance companies in North Carolina are Nationwide, State Farm and Erie, and getting quotes from several companies can help you find the best deal. Before becoming an insurance writer, she worked as a legal assistant in the field of personal injury law and as a licensed sales producer at several insurance agencies. Considering those ratings, it's no surprise that full-coverage premiums in Fayetteville tend to be more expensive than in other North Carolina cities.
Overall, car insurance in North Carolina is cheaper than the national average in terms of car insurance rates. If you lease or finance your car, you may need types of coverage that aren't required under North Carolina law. The average cost of car insurance in North Carolina is 24% lower than the national average auto insurance premium. The amount you'll pay for car insurance in North Carolina depends on several factors, such as your age, driving history, and credit rating.
Learn more about when to cancel optional coverage and penalties for driving without insurance in North Carolina to make sure you're paying for the coverage you need. Whether you live in downtown Charlotte or on the beach in Emerald Isle, North Carolina is a beautiful state. In North Carolina, your citation may be dismissed if you can provide the court with proof that you have valid insurance by the date of the subpoena within 10 days.