Customize your policy's coverages, limits, and deductibles. Drivers under 20 years old typically pay the highest auto insurance premiums of any age group, and the same is true in Delaware. Bankrate's analysis of the best auto insurance companies analyzes average rates, coverage options and metrics from third parties, such as J. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
Insurers take fewer risks by insuring drivers who have no violations on their license and are less likely to file claims on their policy. A number of factors can affect the cost of car insurance, including the limits and coverages you choose, your driving history, and your zip code. These are the minimum coverages for Delaware drivers, but there are plenty of other optional auto insurance coverages to choose from. However, this isn't always the case, as some less expensive cars can also have high rates of theft, which could result in higher total coverage insurance rates.
Whether you're crossing the Delaware Memorial Bridge or taking a scenic drive on the Lewes Byway, it's important to know Delaware's car insurance laws to make sure you have the coverage you need. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. It helps manage the creation of insurance content that meets the highest quality standards in terms of accuracy and clarity to help Bankrate readers search for complex information on home, auto and life insurance. Learn more about coverage options, Delaware car insurance requirements, and other ways to save on car insurance in The First State.
Another factor to consider when determining the average cost of car insurance in Delaware is your credit-based insurance score, which closely correlates with your actual credit rating.