Finding the right car insurance in North Carolina is easy. Learn about the minimum insurance your state requires, the optional coverages you should consider, and more. Your car insurance policy won't be immediately canceled because you don't make a payment. Auto insurance companies are required by state law to give notice before canceling their policy.
Depending on the state, you'll normally have 10 to 20 days. Your company will notify you by mail or email before canceling your coverage. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. Call your old insurance company and find out if your coverage has expired and, if so, how long you have been without car insurance coverage.
If you're thinking about insurance costs, there are ways to get cheaper car insurance without compromising your coverage. Make your payment as soon as possible, as the grace period for car insurance may vary depending on your insurer. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. We work with more than 35,000 independent agents and brokers who offer a variety of insurance policies from both Progressive and other insurance companies.
Learn more about North Carolina's car insurance requirements and some optional coverages, and then learn how to easily get a North Carolina car insurance quote through Progressive. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Your car insurance rate is determined by factors such as age, location, driving history, type and use of the vehicle, and more. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.