Rental car insurance coverage protects you while your vehicle is being repaired.
Liberty Mutualdifferentiates itself from other insurers by offering optional coverage, Inflation Protection, which offers a discount on policy premiums during the renewal period. While it has limited availability and doesn't offer all the supplemental coverage at all of its locations, Liberty Mutual is worth considering if you're in your service area and looking for a new insurance provider. Liberty Mutual is a well-known insurance provider, and its plans include robust coverage options and additional coverage that's ideal for homeowners in areas with frequent natural disasters.
Even when you have a good level of coverage, it's sometimes better to buy additional rental car insurance. Liberty Mutual issues home insurance policies in some states, and your optional coverage may be limited in some places. Remember that your Liberty Mutual car insurance will only cover up to the limit of your own vehicle's policy. As with most home insurance providers, Liberty Mutual rates are determined by the location and age of the home, as well as by environmental weather conditions and general wear and tear.
If you were to have an accident in a rental car, you would pay the deductible on your car insurance policy before the rental car insurance takes effect and covers the rest. Liberty Mutual offers two-tier home insurance packages that combine a basic coverage plan with several additional services, such as personal property replacement and backup water coverage. If you didn't do any homework before renting the car, you can opt for collision damage exemption (CDW) at the counter to be safe or, better yet, save money by taking out affordable insurance from a third-party provider before leaving the rented car park. Your Liberty Mutual car insurance should cover your rental as long as the vehicle is worth similar to what it already has.
It may give you peace of mind to shell out car rental insurance and know that you won't pay more than that amount.