Log in to your policy at any time to add or remove vehicles or drivers, change addresses, pay bills, and more. To add a car to your policy, you can update your policy online or call your insurance company. Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer.
Keep in mind that some insurers may limit the number of vehicles that can be included in a policy. Affected by Tennessee storms? See this special message. We work with independent agents who provide local, personalized experience. We have received numerous awards for customer service and claims management.
We believe that it is our corporate responsibility to help local communities not only financially, but also with our time and talent. We offer online access, because insurance should be easy to manage. We offer our insurance products through independent agents because of the many advantages they offer. Since most insurers offer a grace period to update your policy with your new vehicle, your dealer will usually only need proof of insurance before giving you the keys.
If you're currently insured with another insurance company, you can simply start a new policy with your new car. For example, Progressive allows 30 days, which means that if you file a claim within that period, your new car will continue to be covered in the same way as your old vehicle. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Most insurance companies allow (and may require) you to add another driver to your car insurance policy if the person drives the insured cars regularly or shares the same permanent residence.
You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. You should add any regular driver of your car to your insurance policy to cover damage caused by accidents. When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy.
Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car. If you don't have physical damage coverage and your new car is stolen, wrecked, or damaged in an accident because of you, you won't receive money from your insurance company. Most insurers will also allow you to share a single car insurance policy with someone if you live with that person. Whether it's a roommate, a spouse or partner, or even a teenager or a college student, there are many situations where it makes sense to add a driver to your car insurance.
In the insurance world, claims are commonly referred to as losses, and the amount of losses a particular brand and model has can affect the cost of insuring. The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history.