If you decide to have your car serviced at a repair center authorized directly by Liberty Mutual and allow us to arrange the rental of the car, we will pay the rental expenses for as long as necessary to repair your car. In addition to offering discounts to customers on Enterprise rental vehicles, Liberty Mutual rental vehicle reimbursement insurance helps cover the cost of a rental car if your car is being repaired after a covered accident. The exact cost of auto insurance with Liberty Mutual depends on factors such as driver history, age, status, and coverage limits. Policyholders can also benefit from their normal Liberty Mutual insurance coverage when renting a car, whether or not they pay for their rent reimbursement.
The only way to get short-term car insurance from Liberty Mutual, or any other reputable insurer, is to buy a six- or 12-month policy and cancel it when you no longer need it. Yes, Liberty Mutual offers discounts on Enterprise rental vehicles to customers who have purchased rental reimbursement coverage. Yes, Liberty Mutual covers renting a vehicle while the vehicle is in the shop for repair, but only if your car was damaged in an accident, you filed a claim that was approved and has rental reimbursement coverage. The cost of a Liberty Mutual rental reimbursement will depend on the daily limits that the policyholder chooses when purchasing coverage.
If the accident wasn't your fault, or if the accident was considered a “no-fault” accident, then your insurance company or the at-fault party's insurance company will pay for the damages. Car insurance for people who don't own property is cheaper than a standard car policy, since it doesn't cover a specific vehicle. The Liberty Mutual policy will be extended to rental vehicles, so you won't have to purchase additional coverage with the rental company unless you want higher limits or additional types of insurance. For more information, see WalletHub's guides on rental car insurance and rental reimbursement coverage.
A Liberty Mutual alternative to temporary auto insurance is a non-owner policy, which is available to drivers who don't own a vehicle or don't have regular access to it. Liberty Mutual determines auto insurance rates based on the likelihood that the driver will file a claim in the future. The good news is that Liberty Mutual offers several discounts that drivers can use to save on their fare, including a discount for multiple vehicles and policies. It's common practice for insurance companies to allow you to rent a vehicle while yours is being repaired.