You can get a discount for driving defensively on car insurance if you complete an approved driver education course. Seven of the 10 largest insurance companies offer discounts for defensive driving, although the exact requirements and discount amounts vary. Your qualification may allow you to get a discount on your car insurance rates of between 5 and 30% for the life of your policy. Anyone who uses the program is guaranteed a discount.
State Auto is a retired, active or reserve member of the armed forces that offers a variety of insurance products ranging from homeowners and auto insurance to agricultural and commercial insurance. If Liberty Mutual doesn't offer a discount for driving defensively in your state, you should still consider taking a course. The goal of sending Liberty Mutual a snapshot of how you drive is to help you save money, not stress about your driving habits. Despite offering competitive rates for high-risk drivers, National General's reputation for customer service and claims isn't as favorable as that of other auto insurance companies.
By attending traffic school, you can learn how to better avoid accidents and traffic violations by the at-fault party, which would increase your Liberty Mutual premium. Liberty Mutual also offers a good discount for drivers who don't have accidents, so learning more about safe driving could help you save in the long run. Keep in mind that what you pay for car insurance will depend on your age, gender, driving history, credit rating, and other factors in your unique driving profile. After you access your RightTrack account with your Liberty Mutual login, your device or mobile application will record various driving habits.
Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. In addition, Travelers allows you to customize your car insurance coverage with add-ons such as roadside assistance, insurance without loan or lease coverage, and car rental reimbursement. National General car insurance is a great option for high-risk drivers who have recently had accidents and speeding tickets.