Yes, Liberty Mutual offers accident forgiveness for auto insurance customers. Liberty Mutual accident forgiveness applies to an accident every five years and can be obtained free of charge if you haven't had any accidents, claims, or violations in the past five years. It's important for seniors in Wilmington to compare prices and compare different companies to ensure that they get the best possible rate on their car insurance policy. Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students.
North Carolina law requires all insurance companies to use credit-based insurance scoring when determining rates for customers. While this may seem unfair, it tends to make the Wilmington, North Carolina auto insurance market a little more competitive than other states with similar laws. However, drivers who have accident forgiveness from Liberty Mutual won't see their auto insurance rates go up at all after their first accident in 5 years. Finally, teen drivers in Wilmington may also want to seek discounts that could lower the total cost of car insurance.
That's because Liberty Mutual offers special savings opportunities for drivers in this category, such as discounts for students who maintain a GPA of at least 3.0. In addition, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car. Wilmington insurers can offer you a reduction in rates if you successfully take and complete an approved safety course, which can help lower your monthly premiums. But even if you don't qualify for Liberty Mutual accident forgiveness, there are other ways to reduce your rate after an accident.
Ultimately, Wilmington drivers should carefully consider their options when choosing an auto insurance policy. Be sure to contact your auto insurance provider to discuss any questions you may have regarding North Carolina car insurance laws. Some insurance companies offer good student discounts or discounts for safe driving, so be sure to ask your insurer about these options. Young Wilmington drivers under 21 will generally pay more for car insurance than those over 25.