If your car breaks down, we won't leave you stranded. Customers can choose to add roadside assistance to their car insurance policy, purchase roadside assistance through their cell phone provider, or purchase a car club membership. Car insurance doesn't cover towing if you have an exclusive liability policy, but it might if you have full coverage. Like other insurance policies, you choose the amount you'll pay (the deductible) and your insurance policy will cover the rest.
Even if car insurance isn't required, it's a good idea to be insured when you're driving so that, if something happens, you'll get help paying for car repairs and medical bills. Many full-coverage auto insurance policies reimburse drivers for trailers that result from a collision, but they don't cover the trailer due to a mechanical problem or a breakdown. While Liberty Mutual roadside assistance covers towing and other services, it doesn't cover the cost of repair parts, replacement keys, or major repairs due to problems such as engine failure or structural damage. The amount of coverage you select for your belongings, liability and medical payments, the deductible, the location, the type of residence, and whether you combine your renters insurance with additional insurance policies influence the cost of renters insurance.