Yes, Liberty Mutual offers car rental insurance. If you already have a personal car policy with Liberty Mutual that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. During the last week of February or the first week of March, a representative from Liberty Mutual came to my house and asked my partner if it was OK to take a look around and take pictures. Keep reading to find out everything you need to know about Liberty Mutual car rental insurance and how it works.
Liberty Mutual offers a discount for installing security equipment, such as smoke detectors, locks, fire extinguishers, fire alarms, burglar alarms, water leak detection, shutdown devices or sprinklers. Liberty Mutual offers homeowner-like coverage for homeowners, condo owners, mobile or manufactured homeowners, as well as renters insurance. It may give you peace of mind to shell out car rental insurance and know that you won't pay more than that amount. If you didn't do anything before renting the car, you can opt for collision damage exemption (CDW) at the counter to be safe or, better yet, save money by taking out affordable insurance from a third-party provider before leaving the rented car park.
If you have minimum liability insurance for your personal vehicle, for example, you only have minimum liability insurance for your rental vehicle. Liberty Mutual offers traditional discounts, including discounts for multiple policies, no claims, defensive devices and new housing, as well as some unusual discounts. Liberty Mutual doesn't cover non-standard rental vehicles, including recreational vehicles, moving trucks, and motorcycles. If you haven't filed a housing claim with another insurer for five years, Liberty Mutual can offer you a discount.
Combining home insurance with auto, business, life, or other Liberty Mutual policies can save money. If you have an accident while driving your rental car, call Liberty Mutual to start the claim. Homeowners who receive a quote from Liberty Mutual before their current policy expires can get a discount. Liberty Mutual's charitable initiatives include helping the homeless, sponsoring education in impoverished communities, and promoting access for people with disabilities.
Even when you have a good level of coverage, it's sometimes better to buy additional rental car insurance.
