You'll get a discount just for having more than one policy with us. It's no surprise that this time- and money-saving discount is one of our best. To be eligible for the Liberty Mutual multi-vehicle discount, a customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles.
There is a discount on a new roof and an “Insured to Value” discount to insure up to 100% of the replacement cost of your home. Liberty Mutual offers traditional discounts, including discounts for multiple policies, no claims, defensive devices and new housing, as well as some unusual discounts. Regardless of the insurance savings, LoJack can be a smart buy, especially if you live in a high-risk area or if your car is particularly attractive to thieves. I was told that Liberty Mutual would have to send HVAC researchers to my house (extension Ben**888-407-5224**) to analyze the system.
However, Liberty Mutual offers a good student discount because getting good grades shows the insurer that you're responsible off the road, which means you're more likely to also be responsible when you're behind the wheel. Liberty Mutual's discounts for good students vary by state, but it's always worth checking if they're available in your location. Liberty Mutual offers homeowner-like coverage for homeowners, condo owners, mobile or manufactured homeowners, as well as renters insurance. Like other insurance policies, you choose the amount you'll pay (the deductible) and your insurance policy will cover the rest.
Even if car insurance isn't required, it's a good idea to be insured when you're driving so that, if something happens, you'll get help paying for car repairs and medical bills. For example, New Jersey requires all insurers to offer discounts to drivers whose cars have certain anti-theft devices, and the state specifically includes vehicle recovery systems that communicate with the police in the list of eligible devices. To get a discount on LoJack insurance in most states, tell your insurer that you have LoJack and request a discount on the anti-theft device. Combining home insurance with auto, business, life, or other Liberty Mutual policies can save money.
Liberty Mutual offers a discount for installing security equipment, such as smoke detectors, locks, fire extinguishers, fire alarms, burglar alarms, water leak detection, shutdown devices or sprinklers. As a result, having LoJack may entitle you to an anti-theft discount, since your insurer is less likely to have to pay for a stolen car.