Your car insurance policy won't be immediately canceled because you don't make a payment. Auto insurance companies are required by state law to give notice before canceling their policy. Depending on the state, you'll normally have 10 to 20 days. Your company will notify you by mail or email before canceling your coverage.
Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer. If you decide to change your car insurance company, make sure there is no interruption in your coverage and remember to cancel your old policy. Many drivers find cheap car insurance with Progressive, especially those who qualify for discounts, but the only way to find the most affordable coverage for you is to compare prices.
When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer. Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer. In addition, having a lapse in auto insurance coverage between policies can mean more difficulty getting a new policy and higher rates when you do. Auto insurance companies often offer a grace period for late car insurance payments, so a payment that's late by a few days shouldn't be a problem.
Your car insurance prices depend on a variety of factors, and the progressive rates you receive may not reflect the following estimates. We contacted Progressive for home insurance quotes to give you an idea of how much coverage might cost. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge. Like any auto insurance company, Progressive can deny claims if it discovers that you misrepresented something about the incident or if you don't have the policy limits to cover a claim.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. You can change your car insurance policies at any time, whether you bought your policy two days or two months ago.