Auto insurance discounts in North Carolina; good students, young drivers with a “B” average or higher are eligible for discounts. Just about every major car insurance company offers some type of discount for students. Discount options may vary depending on whether the student has their own policy or is on someone else's policy. Eligibility and the amount of discounts can also vary significantly between providers.
Aside from that, the best way to reduce your car insurance costs is to compare the rates of at least three insurance companies. In North Carolina, auto insurance companies may consider factors such as employment, residence and marital status when setting premiums. Insurance companies also offer policy-based discounts, for example, if you combine your car policy with your homeowners or renters insurance. Just about anyone can get a discount on car insurance in North Carolina because most insurance companies make it easy to get a variety of savings.
The 10 biggest insurance companies offer a good student discount, and the requirements are generally the same among insurers. Request a car insurance quote online or call 1-866-749-7436 and we'll ask you the right questions to properly insure your college student. As students go out into the world and become members of organizations and workplaces, they'll have more opportunities to save money on their car insurance premiums. The final insurance policy premium for any policy is determined by the insurance company upon application.
As a college student, you should stay on your parents' car insurance policy if you return home on weekends or during school holidays and drive your parents' cars. However, there are still ways for young drivers to save on car insurance beyond getting all the discounts available to students. For college students from other states, some states and insurers may require a separate auto insurance policy. If you're under 18 and looking for your own car insurance policy, you'll need to call the companies to ask for their guidelines.
In most cases, college students can stay on their parents' car insurance when they go to school if you haven't moved permanently. For example, depending on the school's zip code, taking out a separate car insurance policy for the student may result in more affordable rates, but that could make it more difficult to share the car when the student is at home. Many members of the military enroll in colleges or universities after serving, and you may be eligible for discounts on car insurance once you return from military service. If your car is in storage for a long time, you can ask your insurance company to reduce your coverage to comprehensive coverage only, which will protect your car against theft, vandalism, and other elements.