Although it depends on your case, we take a look at the best courses from defensive and online driving schools. Safe driving saves lives and money. North Carolina's Safe Driver Incentive Plan (SDIP) was created by state law to provide drivers with a financial incentive to practice safe driving habits. SDIP points are charged as follows for convictions and at-fault accidents that occurred during the Period of Experience (the three-year period prior to the date a person applies for coverage or when the insurance company is preparing to renew an existing policy).
A good driving record can also help you get insurance discounts for older North Carolina drivers, or for drivers over 50, who can often complete online courses for adult drivers that will help lower insurance premiums. It is essential that you contact your insurance company to verify your eligibility and the amount of the discount available before enrolling in a defensive driving course to get a reduction in the insurance rate. In addition, if you haven't yet had a traffic accident or received a traffic violation, online traffic school and enrollment in North Carolina's online driver improvement program will help reduce car insurance payments by adding support to your driving record of your dedication to safe driving. Often, North Carolina insurance companies line W offer safe drivers a discount on car insurance premiums of up to 10%.