Get a car insurance quote today and find out why 99% of our auto customers get at least one discount. There are many common auto insurance discounts and incentives offered by insurers, such as multi-policy discounts and accident forgiveness. However, there are a variety of other incentives that you may be less familiar with, such as going paperless or signing online. Check out some lesser-known options for reducing your car insurance rate with Progressive.
You can save an average of 5% if you combine home and car insurance with Progressive (the savings apply to your auto policy). One way to get cheaper car insurance is to look for car insurance, and quoting with Progressive could result in lesser-known discounts and savings. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. Investing in a newer, safer car can help reduce the chances of an accident and can help lower your car insurance rate.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Drivers between 50 and 60 years old may have lower insurance rates than most other age groups, according to data from Progressive. With each discount, homeowners insurance becomes more affordable, so you can also receive a multi-policy discount with your home insurance company, in addition to the multi-policy discount that applies to your auto insurance when combining home and car policies. If you combine home and auto insurance with Progressive and a single event causes a loss and the coverage applies to both policies, you'll only be responsible for one deductible.
Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. If you're comfortable signing your documents online (securely), that's another simple way to reduce car insurance. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers.
Even if you have an excellent driving record, your car insurance premium is likely to eventually increase during your last year. However, it's important to note that insurance rates may drop first when you turn 50 and 60, according to data from Progressive.