Discounts are available for completing a defensive driving course, multiple car insurance policies, retired government employees, and more. USAA may be the first place you want to look for cheap car insurance for seniors, but only if you're eligible. Even though the cost of car coverage tends to increase after retirement age, you can still find affordable auto insurance for seniors with quality coverage. The company consistently ranks at or near the top of insurance studios and has a strong selection of insurance products to choose from.
State Farm offers a lot of discounts on auto insurance in addition to its already affordable coverage for older drivers. If you recently retired and stopped going to work, you may be able to save money on car insurance by changing your status. When comparing the best auto insurance rates for seniors, USAA, Geico, Nationwide, State Farm and Travelers had some of the cheapest rates and coverage options. In addition, the Travelers accident forgiveness program could be a useful add-on for drivers concerned about rising car insurance premiums.
While it's important to find affordable car insurance for seniors, your provider should also be helpful and reliable. It's always good to get quotes from a variety of providers and compare car insurance rates before making a decision. At Guides Auto Team, we study the best auto insurance companies in the country to see which ones offer the best combination of affordable rates and good coverage, reputation and customer service for older drivers. The table below shows a breakdown of the five cheapest auto insurance providers that offer an attractive combination of great rates, quality coverage and exceptional customer service for seniors.
Older drivers who don't own cars but rent them frequently while traveling can find non-homeowners insurance cheaper than the rental company's insurance. Usage-based auto insurance policies that charge by the mile rather than with a fixed rate are becoming increasingly popular.
