Our driver training programs create safe drivers for life. Once you've selected the insurance coverages you need and an insurance agent or company, there are steps you can take to make sure your money is worth it. It's illegal for unlicensed insurers to sell insurance, and if you buy from an unlicensed insurer, you have no guarantee that the coverage you pay for will ever be met. The SCDOI developed a tool that allows consumers to compare price estimates from insurance companies that sell auto insurance and homeowners insurance in South Carolina.
Collision coverage pays for physical damage to your car as a result of your car's collision with an object, such as a tree or other car. Your driving history, the area in which you live, gender and age, marital status, previous insurance coverage, vehicle use, and the make and model of your vehicle are common factors that can affect the price you'll pay for your car insurance.