If you already have Geico car insurance, buying a homeowners policy may entitle you to a discount on car insurance. However, Geico doesn't allow you to choose which insurer you'll be matched with. In addition, once purchased, you may have to work directly with the third party to manage your policy and file a claim, so that the combination is not very comfortable for you. As with other types of home insurance, Geico offers prefab and mobile home insurance through third parties through the Geico Insurance Agency.
The biggest difference between Geico and Allstate home insurance is that Allstate offers its own policies, while Geico sells through third parties. If you're already a Geico auto insurance customer, you can get a discount on your auto policy when you get a home policy through the company. State Farm, Nationwide, Farmers and Allstate are among the insurers that offer the best discounts on insurance packages. If you have bad credit, you're likely to pay more for car insurance, unless you live in California, Hawaii, Massachusetts, or Michigan.
Leslie Kasperowicz is an insurance expert with four years of direct experience in agencies and more than a decade creating educational content to help insurance buyers make informed and confident decisions. Geico offers all types of standard car insurance and some of the highest policy limits in the industry (up to millions). In the Guides Auto team, we ranked Geico among the best auto insurance companies in the industry for its strong financial ratings, comprehensive coverage and customer-focused practices. If you already have car insurance from Geico or are interested in switching, it's worth requesting a quote from the Geico Insurance Agency to see if the home insurance it offers is right for you.
You won't know which company actually insures you until you get a quote on the Geico website (or through their call center). To bundle your policies, you'll need all the details of the cars and the home you want to insure. We also recommend other car insurance companies that are worth considering when looking for coverage. While Geico is best known for its auto insurance, it offers customers the option of purchasing homeowners insurance through its website and agents.
The home insurance company that Geico matches you with may or may not offer this coverage, and if it does, it may have an additional cost.