If you add your teen driver to your car insurance policy, they'll benefit from the same protection as you. All covered drivers have access to all the vehicles listed in the policy and the limits of liability are the same for all drivers on the policy. Since teen drivers pose a greater risk of accidents, you may want to increase the liability limits in the policy, especially if your current limits don't cover all of your net worth. An auto insurance policy for a 16-year-old driver who just received their license is likely to be more expensive than a policy for an 18-year-old with more driving experience.
You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. If you're already driving safely, enrolling in a telematics program can result in cheaper car insurance rates by rewarding your good driving habits. Some insurers also offer a physical telematics device for the car that connects to the vehicle's integrated diagnostic port, located under the dashboard. A standalone car insurance policy for teen drivers can be expensive because they are more likely to drive distracted, drive faster, carry a tailgate, and not wear a seatbelt.
One way to get cheaper car insurance is to look for car insurance, and quoting with Progressive could result in lesser-known discounts and savings. For people enrolled in telematics-based auto insurance programs (also known as usage-based insurance), these devices send personalized driving data to their insurance provider for a specified period of time or on an ongoing basis. Request a car insurance quote online or call 1-866-749-7436 and we'll ask you the right questions so that your teen has the right coverage. Getting car insurance for a young driver can be expensive due to their lack of driving experience, so a separate policy may not be the best option.
Yes, you can save money through an auto insurance program that rewards safe driving using telematic devices that monitor your driving habits. If you're comfortable signing your documents online (securely), that's another simple way to reduce car insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. A teen driver must have car insurance in almost every state, so you can add it to your policy or insure it with a standalone policy.