When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy. Your insurance company will generally need the name, date of birth, driving history, license information, and vehicle identification number (VIN) if you also plan to share a policy that covers both vehicles. Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy.
If your friend doesn't live with you, it usually can't be added to your policy. If your license is suspended, you'll likely need to get car insurance before you can reinstate it. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together.
For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. South Carolina auto insurance laws require drivers to meet the minimum liability insurance requirements. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.
So, assuming that all your friends live at the same address, you can add more than one friend to your car insurance policy. Bankrate's insurance editorial team researched South Carolina's top insurance providers by market share to determine that Geico, State Farm and Travelers are among the best companies in the state. If you've been looking for prices and would like to switch your car insurance to a new company, you can usually do it quite easily. Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car.
If you live in the same residence as your friend, you can usually add it to your car insurance because the vehicles are parked in the same place. The cheapest car insurance company for you will probably depend on your individual characteristics, so you may want to get quotes from several providers. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for.