A multi-car insurance policy just means that you have two or more vehicles in your policy. If you have more than one vehicle in the same direction, you can add them all to your policy. Some insurance companies may indicate that they must have a garage at the same address, but an actual garage is not required. It simply means that cars must be parked in the same direction or close to it.
Yes, you can get a multi-car discount if you have more than one vehicle on your Progressive auto insurance policy. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.
In other words, if you take out an auto insurance policy for your vehicle, the insurance will cover anyone who has been given permission to drive your vehicle. If your child goes to school and has their own vehicle, the car can normally remain on their multi-car insurance policy as long as the student continues to use their home as their primary address. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together.
You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. If you regularly drive a vehicle that you don't own, you may be a good candidate for car insurance for people who don't own them. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. Just add any vehicle that belongs to your spouse, family member or roommate to your policy and you'll receive the discount for several vehicles as long as the car is mainly stored in your home.
However, the cheapest car insurance in North Carolina will vary depending on your qualifying factors, so comparing prices can help you identify the cheapest company for your circumstances.