You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Some payment methods may not be available in certain situations. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for.
Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being. And if you took your car without your permission, you may be required to prove that you stole it so that your insurance company will cover the accident. Car insurance coverages vary depending on individual and state needs, but almost all policies contain liability coverage.
The main reason why car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident. You can change insurers at any time, even if you just renewed your policy with another insurance company. Let's say you include Alisha as an excluded driver in your car insurance policy, but she ends up driving your car anyway. This type of car insurance coverage also applies if you or your family members are traveling as passengers in other vehicles or are hit by a car while walking or biking.
That's why it's also important to know how much car insurance you need, so as not to jeopardize your personal assets in the event of an accident. Liability is mandatory auto insurance coverage in 49 states, while comprehensive and collision coverage are optional if the car is paid for. Generally speaking, insurers will ask you to make a list of all the members of the household when you apply for an auto insurance policy.