Use our car insurance calculator to calculate what liability coverage and other types of coverage are right for you. Your personal auto policy with Progressive can cover you while you're driving a rental car, up to the extent of the coverage you have for your own vehicle. For example, if you have comprehensive coverage for your car, that protection will extend to most rental vehicles. Understanding North Carolina's auto insurance laws can help you decide if you need higher levels of coverage, but you don't need to memorize them.
If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. When choosing car insurance coverages, always keep in mind how much you could pay for injuries, damages, repairs, or even a new car. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. The insurance limits in your policy determine the maximum amount your insurer can pay for claims in each category of coverage. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. It helps manage the creation of insurance content that meets the highest quality standards in terms of accuracy and clarity to help Bankrate readers search for complex information on home, auto and life insurance.
During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. If you already have health insurance or other insurance policies that cover the same expenses as the PIP, your state's minimum levels of coverage may be sufficient.