For military members and veterans looking for military discounts, GEICO, USAA and Esurance have the best deals overall. Companies in your area may offer better military discounts, so it's always wise to research your options. The best auto insurance company for the military is Geico, thanks to its generous military discounts. The company announces the highest military discount among major insurers, offering up to 15% savings.
In addition, customers can save even more if they store their vehicle during deployment or if they belong to an affiliated military organization, such as the United States Army Association. Veterans and military service members also benefit from military-specific customer service. Enable JS and disable any ad blocker. Since you won't be driving, you may be able to temporarily get a comprehensive insurance policy that protects your car against situations such as floods, theft, or fire.
In addition to direct discounts, military vehicle insurance often offers special benefits, such as deferred payments, military-specific customer service, and policy flexibility during deployment. For more information on economic coverage for military service members, see WalletHub's complete guide to military auto insurance. Auto insurance discounts for veterans save eligible drivers up to 15% on their car insurance premium, according to the company, and drivers in some states can save even more. Military auto insurance is a type of auto insurance policy with discounts and special benefits for military personnel, veterans, and members of certain military associations.
Military associations that offer insurance discounts as a benefit usually have a special relationship with an insurance company. Rather than offering military discounts by name, USAA and Armed Forces Insurance provide services exclusively to the military community and are among the cheapest insurers for service members. For example, the SCRA requires that military service members cannot lose personal insurance or life insurance as a result of their active service obligations. Members of the military must still purchase sufficient auto insurance coverage to meet their state's auto insurance requirements.
Armed Forces insurance caters exclusively to the military community, making it one of the best military auto insurance options. Instead, many insurers allow you to purchase comprehensive coverage only when your car is in storage during deployment. Insurance rates vary by state, company and individual driver, so the best way to find affordable coverage is to get multiple quotes. If you're going to store your car in a safe place while you're deployed, ask your insurance company to reduce your rates while you're away.
For example, Geico may be able to suspend your liability and personal injury protection coverage and leave only collision and all-risk property damage insurance for the car.